RICS qualified valuations for shared ownership properties. Accurate equity assessments tailored to the Horsham market.
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If you own a shared ownership property in Horsham and are looking to staircase, sell your share, or simply understand your property's full market value, our RICS qualified valuers provide accurate, comprehensive valuations recognised by all major housing associations and mortgage lenders. We understand the unique nature of shared ownership arrangements and the importance of getting your equity valuation right first time.
Horsham's property market has shown resilience, with the average house price sitting at around £437,000 according to recent home.co.uk listings data. The town offers an attractive mix of period properties, modern developments like Furzefield at Mowbray Village, and traditional West Sussex architecture. Our local valuers have extensive experience valuing properties across Horsham's diverse housing stock, from flats in the town centre to family homes in the surrounding villages.
£436,957
Average House Price
4 active
New Build Developments
+4.1%
Annual Price Change
652
Properties Sold (12 months)
Using listing data from home.co.uk and property data from homedata.co.uk
A shared ownership valuation is not the same thing as a standard mortgage valuation. It has to put a figure on the full market value of the property, rather than only the share you own. That figure is then used for staircasing, where you buy more equity, or for selling your share on the open market. Our RICS valuers in Horsham look at the lease terms, recent comparable sales and the market as it stands locally.
Horsham brings a few local complications into the valuation. A house in a conservation area, a roof finished in local Horsham Stone, or a home close to the River Arun flood plain can all change the way a property is assessed. Our team is used to those details, including how they may be viewed by mortgage lenders and housing associations.
Source: ONS December 2025, home.co.uk 2026
Across the Horsham district there are over 1,800 listed buildings, although St Mary's Church is the only one with Grade I status. In the historic town centre and the surrounding Conservation Area, valuers often have to take account of architectural character, listed building controls and limits on future alterations. For shared ownership homes, our surveyors also consider whether heritage status widens or narrows the likely buyer pool.
Ground conditions matter here too. Horsham sits across Upper Tunbridge Wells Sand Formation and Weald Clay Formation, with Weald Clay Formation more common in the northern and south-western suburbs. Clay soils can be prone to shrink-swell movement, which may affect foundations and structural stability. Where a property has any record of subsidence or movement, our valuers take those local geology points seriously.
Newer schemes around Horsham need a slightly different eye. Furzefield at Mowbray Village in North Horsham, for example, may involve NHBC warranties, housing association lease clauses and community management charges, all of which feed into market value. Our valuers are familiar with new build shared ownership valuations and the way these details can affect the equity figure.
Tell us about the Horsham shared ownership property, the housing association, the share you own now and why the valuation is needed. We will give you a clear quote, with no hidden fees.
One of our RICS qualified valuers will attend the property in Horsham and inspect it properly. We look at condition, size, layout and any particular features that may push the market value up or down.
After the visit, we match what we have seen against recent Horsham sales, current market movement and any factors specific to your development. That gives the valuation a proper local basis, rather than a broad postcode estimate.
Your RICS valuation report is normally sent within 5-7 working days after the inspection. It is prepared for housing association and mortgage lender requirements, and can be used for staircasing, remortgaging or a private sale.
For staircasing, meaning the purchase of additional shares in your shared ownership property, an up-to-date RICS valuation is usually required. Most housing associations will not accept a report older than 3-6 months. Our turnaround times are kept quick so your staircasing application is not held up unnecessarily.
Our valuers work across Horsham and West Sussex, so we see the local market at street level rather than from a distance. We regularly value homes in the main developments, from modern town centre apartments to family houses in Christ's Hospital and the nearby villages. That local coverage helps us find comparable sales quickly and support the valuation with real evidence.
Commuters are a major part of Horsham's market, helped by trains to London taking under an hour. Homes near the station often feel that effect in their value. Our valuers also weigh up access to transport, local amenities and schools rated Outstanding by Ofsted, including Heron Way Primary and Tanbridge House School.
A shared ownership valuation is a RICS-qualified opinion of the full market value of the whole property. It differs from a standard mortgage valuation because it fixes the total value of the home, which is needed to work out your equity, price extra shares during staircasing, or set the figure for selling your share on the open market.
Our shared ownership valuations in Horsham start from £199 including VAT. The final fee depends on the property type and size. A flat will usually cost less to value than a larger detached home, and we confirm a fixed quote before any appointment is booked.
The inspection usually takes 30-60 minutes, depending on the size of the home. We then issue the full written report within 5-7 working days of the visit, with expedited services available where time is tight.
Yes, our RICS valuations are accepted by all major housing associations for staircasing calculations. The report is prepared in line with the requirements of providers such as Clarion, Hyde and other housing associations active in the Horsham area.
Values in Horsham are shaped by several local points, including the property's condition, its exact position in the town, access to outstanding schools and the leasehold terms. New developments such as Furzefield may also carry management charges that have to be reflected in the valuation. Our valuers bring those factors together rather than treating them separately.
Yes, an independent RICS valuation is needed to establish the market value of your share. The housing association then uses that figure to set the price for other eligible buyers, or to calculate what they should pay if they buy your share directly.
North Horsham has changed noticeably in recent years, with the Mowbray Village project bringing thousands of new homes to the area. The mixed-use development on Burdock Road includes shared ownership properties, so it is a key part of our local valuation work. Homes there can come with specific lease terms and management arrangements, which need careful checking.
Shared ownership homes are not limited to Horsham town itself. Barns Green, Lower Beeding and Alfold all sit within our Horsham valuation catchment area, and their rural settings create different pricing patterns from town centre flats. Larger plots and countryside views can support premium valuations, and our valuers account for those village market differences.
For shared ownership properties in new developments, we also check the remaining lease term, any ground rent provisions and the reputation of the housing association managing the site. These points can affect both the current value and the future resale potential. A professional valuation gives a clearer view of the equity position before you make your next move.
From £400
Detailed inspection highlighting defects and issues
From £600
Comprehensive structural survey for older properties
From £80
Energy performance certificate required for sale
From £250
Required for Help to Buy equity loan decisions
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RICS qualified valuations for shared ownership properties. Accurate equity assessments tailored to the Horsham market.
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Homemove is a trading name of HM Haus Group Ltd (Company No. 13873779, registered in England & Wales). Homemove Mortgages Ltd (Company No. 15947693) is an Appointed Representative of TMG Direct Limited, trading as TMG Mortgage Network, which is authorised and regulated by the Financial Conduct Authority (FRN 786245). Homemove Mortgages Ltd is entered on the FCA Register as an Appointed Representative (FRN 1022429). You can check registrations at NewRegister or by calling 0800 111 6768.
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